Financial Institutions Compliance

We advise on lending regulations generally, and specifically on consumer protection regulations.  This practice entails drafting or reviewing forms, policies, processes and procedures for compliance with these protective regulations, including:

• Truth in Lending Act and Reg Z
• Equal Credit Opportunity Act and Reg B
• Community Reinvestment Act
• Fair Credit Reporting Act
• Fair Debt Collection Practices Act
• Oklahoma’s version of the Uniform Consumer Credit Code
• National Flood Insurance Program requirements and penalties
• Real Estate Settlement Procedures Act
• Fair Lending

We have represented lenders in negotiations, enforcement actions and litigation arising out of consumer protection obligations. This includes allegations of violation of the Truth-in-Lending Act, claims for rescission of consumer loans, and administrative enforcement of NFIP penalties.  See Financial Institutions Litigation.