Charlie Floyd provides counsel to banks, credit unions, mortgage companies, and other financial institutions in a broad range of matters including regulatory compliance, corporate governance, and litigation. He assists his clients in following the requirements of applicable laws and working with regulators to operate their businesses in a compliant manner. In the financial services realm, his experience includes the Truth in Lending Act/Regulation Z, the Real Estate Settlement Procedures Act, the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, the Fair Credit Reporting Act, the Electronic Fund Transfer Act/Regulation E, E-SIGN, the Fair Debt Collection Practices Act, the Dodd-Frank Act’s prohibition on unfair, deceptive, or abusive acts and practices (UDAAP), the Telephone Consumer Protection Act, the Flood Disaster Protection Act, Regulation O, Regulation W, the Uniform Commercial Code, and various state equivalents. He also provides guidance regarding various state and local regulatory requirements.
As a trial lawyer, Charlie represents financial institutions and other corporations in complex disputes including individual consumer litigation, employee and consumer class actions, and arbitrations relating to contract obligations.
Prior to joining McAfee Taft, Charlie was chief counsel and corporate secretary to an Oklahoma bank operating a national mortgage lending business and, while practicing in Texas, was previously in-house counsel at two of the largest banks in the United States. The Tulsa native began his legal career in 2006 in Dallas, Texas, practicing with the litigation groups of two global law firms.
Charlie’s achievements as a trial lawyer have earned him inclusion in The Best Lawyers in America (commercial litigation; litigation – banking and finance).